KMA CONSULTING

Managing risk is what you do day in and day out as part of your business. But unless you are in the insurance or consulting business your focus must be on the core products and services that are the reasons your business exists, and not on the necessary and increasingly required activities that go along with running a business. KMA Consulting can provide an array of solutions that are seamlessly integrated and that are focused on those activities, allowing your continued focus on your core business

Why should I work with a consultant?

Businesses are constantly subjected to exposures that could potentially result in losses. The traditional vehicle of purchasing insurance is one of many techniques used by businesses to deal with exposure to loss or “risk”. A consultant who understands your business needs can help you gain access to a broad spectrum of KMA Consulting services which will complement a well-managed, efficient insurance program.

What kinds of services are offered?

KMA Consulting continues to provide risk management assistance to our clients on special projects which include:

• Insurance policy reviews
• Premium allocation
• Broker and carrier selection
• Preparation of specifications
• Renewal negotiations including claims handling instructions
• Cost of risk studies
• Merger and acquisition assistance
• Alternative risk financing studies
• Examination of contractual risk transfers

In addition to risk management projects, KMA can also perform risk management Audits in support of your purchasing decision. KMA Consulting will tailor its risk management offerings to suit the specific needs of your business in an efficient and cost effective manner.

KMA Consulting can provide additional valuable services in other areas to reduce the risk of loss. KMA can provide solutions to help your business use techniques to prevent losses in alignment with your insurance program, improving your business’ loss experience and your access to the most cost-effective program of insurance. Examples of this service include assistance with:

• Human safety programs and standards
• Property protection programs and standards
• OSHA guidelines
• Fire protection guidelines
• Highly Protected Risk (HPR) programs
• Ergonomics for managers, supervisors

In what geographical area do we offer these services?

KMA Consulting services are offered nationwide, and can be tailored to suit the needs of clients whose presence extends beyond U.S. borders.

Commercial businesses of varying size and scope of operations are successfully using KMA Consulting services to handle essential business activities that would otherwise draw attention and resources of the business away from the core business itself. KMA Consulting provides seamless solutions while allowing the business to control the costs involved in performing these essential activities.

Useful Links

      Insurance definitions www.ambest.com/resource/glossary.html

      Safety resource library:

http://www.osha.gov/
http://www.safetyinfo.com/
http://www.safetypages.com/
http://www.free-training.com/
http://www.rtk.net/
http://www.nsc.org/
www.sfmic.com/agents/resource_catalog.cfm
www.amerisafe.com/safety/tipofthemonth.html
www.libertymutualsafety.com/?r=1

      Industry links:

http://www.ethanol.org//
www.bbiethanol.com/
www.ethanolmarketplace.com/
www.ethanolrfa.org/